CriticalCare supplemental health insurance was designed to help cover the additional expenses associated with a critical illness diagnosis. The benefit is paid directly to you to use as you see fit — regardless of what is covered by your other insurance plans. Whether you use the single-payment benefit for additional treatment-related costs, to replace lost income or to transport a loved one from another city, critical illness insurance helps alleviate financial burdens associated with your treatment — so you're better able to maintain your way of life and focus on recovery.